Payment methods

You can buy from us safely. We offer our customers the most frequently used payment methods and high security. We use 128-bit SSL encryption in our shopping cart system. We NEVER store credit card numbers or other confidential information when our customers make payments online. That's why hackers or thieves never get access to our customers' payment information.

The payment service is Checkout.

Checkout is a safe payment method for you. We have a payment institution license granted by the Financial Supervisory Authority. The service is maintained by Checkout Finland Oy (business ID 2196606-6), and it is part of the Nets family.

The Checkout payment forwarding service forwards your payment to the merchant. If Checkout Finland Oy appears on your bank statement or credit card bill, we have forwarded your payment.

Bank charges

You can use the payment buttons of all Finnish banks. You can pay with the payment buttons of Aktia, Danske Bank, Handelsbanken, Nordea, Oma Säästöpanki, Osuuspanki, POP bank, Säästöpanki, S-banken and Ålandsbanken. Your account statement shows Checkout Finland Oy as the payee, we will forward your payment to the online retailer. From the online store, you will be directed directly to your own bank to make the payment securely.

When using the payment order service, you are bound by the following conditions: Payment order service terms (In English)

Credit card payments

You can pay in the online store with Visa, Visa Debit, Visa Electron, MasterCard, Debit MasterCard and American Express cards. The online store uses the international Verified by Visa, MasterCard SecureCode and American Express SafeKey authentication services. Checkout appears as the payee on the card invoice and forwards the customer's payment card payment directly to the merchant. Card payment is made using a securely protected payment form, and the payment card information is not stored in the online store's systems.

When will my card be charged?

Your card will not be charged when you place an order. If you return products, the amount will be credited back to your credit card account.

Is my credit card information safe?

Your card information is encrypted using SSL technology to secure your information. The encryption system that complies with high standards guarantees that making purchases with a credit card in our store is safe, and that your information cannot be accessed by third parties under any circumstances.

3DS authentication

Our checkout process uses 3DS authentication (the system used by Visa, MasterCard SecureCode and American Express SafeKey). These services ensure that your existing credit card account is not used without authorization when you shop with us. If you want to get more information about the matter or if you encounter problems in the confirmation process, please contact the entity that issued your credit card directly. Unfortunately, we do not have the ability to influence the payment confirmation processes, and therefore we cannot help with confirmation questions.

  • no other fees are associated with the use.

Mobile payment methods

Mobile payment methods Pivo, MobilePay and Siirto are services that work in the application, with which you can pay for online purchases as a bank transfer from your account or as a card payment from your card by accepting the payment in the application in question. Pivo also accepts Siirto payments, which means that the payment can be accepted in any application that supports Siirto. Apple Pay is a service that works on an Apple device, which allows you to pay for purchases with a payment card connected to the device.

Invoice and installment services

Invoice and partial payment services via Checkout are offered by OP, Collector, Jousto and AfterPay. Collector also offers an invoice and installment payment option for business customers.

Please read the specific terms and conditions specific to the financing company, which you will see when you accept the payment. When you accept the payment, you also accept the finance company's terms and conditions.

Terms in English / villor på svenska

See Checkout Finland's terms and conditions at this link: https://www.checkout.fi/ehdot-ja-sämöset/maksuehdot